Hi folks, and welcome to the Mean for Money Podcast. This is season 22, episode 5.

Yes, welcome back to yet another session. This is the session number five.

Now this or that series asking and hopefully answering some of the key questions about your

personal finances and welcome back once again to my glamorous co-host, Mr Roger Wix.

Hi Pete, are you alright doing alright? I would say yes because it's been some nice sunny weather

in the stride of April but over the last week we've looked after the grandsons for a couple of days

and I've gone exactly how much work that takes and how tired I feel afterwards.

So what you really need it must be dragged out of an evening and talked to me?

Yeah, I do for three hours as we record a bunch of shows so sorry about that. Anyway,

today we're going to be discussing a this or that choice which on the surface at least

might present something of a conflict for us but as ever we're not ones to shy away from

difficult subjects so we'll see what we get on. Yeah, very right. Today we're going to talk about

whether you should seek advice from a professional advisor like us or whether you go to alone.

And as usual, after the main part of the show we'll read a review. It's been left by listener,

answer a testing question and announce the next session topic. Yeah, as usual. So remember,

notes and links from today's show are at the show notes which is the only link you need to remember.

meaningful money dot tv slash tt5 that's for this or that episode five meaningful money dot tv

slash tt5 let's have a look first at everything you need to know. I sometimes think by the way

when I say show notes with this my Yorkshire accent it sounds like show notes. No,

doesn't show notes. Does it look okay? Sometimes I hear it back and I think I say show notes.

Anyway, let's talk about how advice works first. I think there's an element of this that this

is subjective, isn't it? Depends on what people's experience has been. Yeah, and I got this

...