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The Meaningful Money Personal Finance Podcast

Income, Growth or both?

The Meaningful Money Personal Finance Podcast

Pete Matthew

Business, Investing, Education

4.81.6K Ratings

🗓️ 20 April 2022

⏱️ 38 minutes

🧾️ Download transcript

Summary

Today we’re talking about investing for income, for growth or both - so it’s more of a this or that or the other conversation really. But this is actually something that we come across quite a bit talking to clients, particularly those in retirement.

Transcript

Click on a timestamp to play from that location

0:00.0

Hi folks, and welcome back to the Meaningful Money Podcast. This is season 22, episode 6.

0:13.6

Yeah, welcome back everybody, and welcome back to the Romeo to my Juliet, Mr. Roger Weeks.

0:19.8

Or am I the thorn to your rose? I'm not rich.

0:23.6

Yeah, who knows? Or am I the rose to your thorn?

0:26.2

Well, maybe. I feel like there could be some more of these.

0:30.9

Okay, today folks, we're talking about actually useful stuff. We're talking about investing

0:36.8

for income or for growth or both. So I said at the back end of last week's show, it's more of a

0:43.5

this or that or to the sort of conversation. This season is called this or that. It's

0:49.9

the sort of answering the kind of questions which might seem to be binary on the surface,

0:55.6

but actually rarely are, but investing for income or for growth is something that I come across

1:00.6

quite a bit talking to clients and it can actually raise some passions this subject. People

1:05.5

have quite strong views about it, but I'll say particularly this isn't important for those

1:09.9

who are approaching or who are in retirement. Yeah, it should be very interesting this one.

1:15.5

Hopefully. Yeah, well, I'd like to think so. Otherwise, we're doing something wrong.

1:19.6

As usual, after the main part of the show, we'll read a review that's been left by a listener,

1:23.4

try to answer a question and then it's the next session topic. Remember that the notes and

1:27.9

links from today's show are the show notes. The only you need to remember, meaningful money.tv

1:33.2

slash tt6. Okay, let's have a look first at what you need to know. So I think we need to perhaps

1:42.1

identify what we mean by income and growth might seem obvious, but I think it's with setting the

1:47.0

parameters a little bit. So income in this context, at least, is money which is,

1:54.6

usually say thrown off and produced by an investment. So some examples. Investment could be

2:02.6

property and therefore the rent would be the income that's thrown off from it. Yeah, shares,

...

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