Hi folks, and welcome to the Meaningful Money Podcast, this is season 22, episode 4.

Yes, welcome back, you lovely people.

Thank you for lending us your ears again today, and speaking of ears, my co-host Roger

Weeks has some very lovely specimens.

Welcome back, Roger.

Thanks Pete.

They might look nice, but they don't work as like they used to.

It's a case of age and also surfing in the cold water rank one more.

Ah, that was actually a bit of a flex there.

Yeah, I used to be a surfie, you know.

I was a West Penn with three-day skateboarders.

Anyway, we're not either talking about ears or surfing or anything like that.

We're talking about investing, and specifically it's another this or that question

in line with the topic of this season, and this one is hotly debated, shall we say,

amongst investors, advisors, and of course, by those in the fund management industry.

Yeah, that's very right.

It's a hot subject, so we better dive into it before it gets cold.

Ah, I have a feeling it'll be a long one, this one.

You know the drill by now, after the main body, we'll read a review that's been left

by a listener, answer a question, and announce the next session topic.

We will indeed also remember notes and links from today's show are at the show notes,

which is the only link you need to remember.

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