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HerMoney with Jean Chatzky

Roth IRAs, Crypto Regrets, and 401(k) Moves: Amanda Holden Answers Your Investing Questions

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Business

4.71.5K Ratings

🗓️ 16 January 2026

⏱️ 18 minutes

🧾️ Download transcript

Summary

You’ve got questions, we’ve got Amanda Holden. In this special Mailbag episode of HerMoney, Jean is joined once again by investing expert and How to Be a Rich Old Lady author Amanda Holden to tackle your biggest investing dilemmas. We’re talking: What to actually do after opening a Roth IRA Whether crypto deserves a spot in your portfolio What to do with a $500,000 401(k) after a layoff Whether target-date funds are worth the cost And why diversification is non-negotiable ✨ Want to get smarter with your money in 2026? Join our women-only investing club, InvestingFixx, where expert stock pickers pitch ideas—and you help build the portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

How do the most successful women do it?

0:03.3

We ask them on how she does it with Karen Feinerman.

0:06.2

You'll get insights from leaders like today's Jenna Bush Hager.

0:09.7

There's a lot I say no to, and I think it's a really important word for women to use.

0:14.8

Rachel Weber of Paris Hilton's 1111 media.

0:18.1

I'm going to be a much better leader.

0:20.2

I'm going to bring more creativity if I have other things filling my life.

0:25.6

And more.

0:26.6

That's how she does it with me, Karen Feinerman, wherever you get your podcasts.

0:35.6

Just as not all funds are created equal, some are higher cost, some are actively managed,

0:42.0

some funds are lower cost passive index, not actively managed. And so just as you can buy

0:49.4

index funds, you can buy a target date fund that bundles together a couple of different index funds.

0:56.9

So your U.S. stock market index fund, your international stock market index fund, and either one or two bond market index funds.

1:06.0

Hey, everyone.

1:07.1

Welcome to Hermione.

1:08.0

I'm Gene Chatsky with a special mailbag episode today with the incredible

1:12.5

amanda holden investing expert and author of how to be a rich old lady if you haven't listened to our

1:20.2

wednesday episode with amanda go cue that up next amanda is a financial educator formerly of the world of finance who helped tens of thousands

1:31.2

of women learn how to make smart money moves, and together she is here to answer your real-life

1:37.3

investing questions. We've got a listener who just opened a Roth IRA, but isn't sure how to

1:42.8

exactly invest the money.

1:45.3

Another, wondering if she's missing the boat by not buying crypto.

...

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