Ep 510: How to Be a Rich Old Lady (And Love Every Minute of It) with Amanda Holden

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Business

4.7 • 1.5K Ratings

🗓️ 14 January 2026

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

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Summary

As we kick off 2026, it’s time to talk about the future—and the woman you want to become. Whether she’s rocking silver bangles on the beach or sipping coffee in her cabin, your Rich Old Lady deserves a life of financial freedom. And today’s guest is here to help you build it. Amanda Holden is the founder of Invested Development and the author of How to Be a Rich Old Lady: Your Guide to Easy Investing, Building Wealth, and Creating the Wild, Beautiful Life You Want. After a career in investment management (yes, she was once a finance bro), Amanda walked away from Wall Street to help over 25,000 women learn to invest, without shame, jargon, or feeling overwhelmed. In this episode, Jean and Amanda break down: Why the financial system feels so exclusive—and how to take your seat at the table How to build “the Gap” (your most powerful financial tool) Amanda’s hilarious (and helpful) dating metaphor for asset allocation Whether it’s too late to catch up on retirement (spoiler: it’s not) The surprising risks of today’s AI-driven stock market boom 💼 Want more support with your investing journey? Join our women-only investing club, InvestingFixx, today! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Get closer to the magic this summer and step aboard our three or four-night Disney Cruise Line sailings from Southampton.
0:08.2	Dance with some of your favorite characters. Be enchanted by West End-style shows.
0:14.0	Become immersed in imaginative dining experiences and more.
0:19.1	Create magical family memories that will last a lifetime.
0:23.4	Book now at Disneycruise.co.uk.
0:26.6	Subject to availability and conditions, see more on Disneycruise.co.com.
0:31.6	But that has a lot of people looking at the composition of something like a U.S. stock market index fund, the most
0:40.2	popular one being an S&P 500 index fund, and saying, wait a minute here, 40% of this thing
0:47.0	is now made up by seven tech companies, seven AI companies. Is that as safe as we once thought it was?
0:59.4	Hey everyone, welcome to Hermione. I'm Gene Chatsky. As we step into 2026 and close the door on
1:07.0	2025, I can't even believe I'm saying that. I do want to take a moment to celebrate a major
1:13.5	win for women. According to research from Fidelity, 71% of women now own investments in the stock
1:21.4	market up from just 60% in 2023. That is huge. A ship like this really matters. Because if we want our money to grow
1:32.4	and to keep working for us, we have to be invested. We have to ensure that we're outpacing
1:38.4	inflation and taxes, full stop. But here's the part that still needs work, our confidence. While the majority
1:47.4	of women are investing, far fewer actually see ourselves as investors. That same Fidelity
1:55.2	survey found that only 35% of women identify as investors compared to 52% of men. And confidence is not just a mindset.
2:05.8	It actually shapes our behavior. Confident investors put their money to work for the long term.
2:12.9	They make informed moves. My guest today is on a mission to close that confidence gap and get 100% of
2:22.1	women not only investing, but owning their financial prowess. Amanda Holden walked away from a career
2:30.1	as a finance bro, her words, not mine, to launch invested development, a financial education
2:38.4	platform that's helped over 25,000 women learn to invest with clarity and strategy.
	...

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