Ripple’s Brad Garlinghouse: “Replumbing the financial system”

The Times Tech Podcast

Will Morley

Business, Unknown, Technology

4.9 • 654 Ratings

🗓️ 27 November 2020

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

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Summary

The Sunday Times’ tech correspondent Danny Fortson brings on Brad Garlinghouse, to talk about remaking the global financial system (2:45), when it could happen (5:30), the cross-border payment challenge (7:10), replumbing the system (12:00), going through the first dotcom bubble (14:20), suing Youtube (16:20), getting impersonated (21:40), China’s control of bitcoin (22:20), the future of finance (24:20), considering moving to London (29:00), operating with a hand behind his back (30:45), and how chaos helps (33:30).

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Transcript

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0:00.0	Yo, technology.
0:02.0	What is it all about?
0:04.0	I honestly, I mean, look, it's really frustrating.
0:06.0	I've gotten death threats from people who have lost money on these YouTube scams.
0:11.0	They think I actually stole their money.
0:13.0	Hello and welcome to Danny in the Valley, your weekly dispatch from behind the scenes and inside the minds of the top people in tech.
0:29.7	I am your host, Danny Forts and the West Coast correspondent for the Sunday Times, and I come to you live during this Thanksgiving week.
0:39.7	Gobble, gobble, et cetera.
0:42.2	For our American listeners, I suggest you just throw on your headphones.
0:46.1	And as you lovingly prepare those mashed potatoes or stuffing or apple pie or whatever may be,
0:52.4	throw on this episode and get lost in the future of finance.
0:58.9	Did that work?
1:00.1	Did that grab you?
1:02.3	Anyhow, on this week's program, we have Brad Garlinghouse, who is the CEO of Ripple, which is a startup that has raised almost $300 million
1:13.5	to focus on a problem that is near to my heart and that is moving money around, specifically
1:19.9	across borders.
1:21.2	After I moved back from Britain, I spent a lot of time tracking exchange rates and sending
1:27.4	emails and basically paying fees to various
1:31.0	intermediaries just to move my own money around.
1:34.6	And it often take days and days, sometimes weeks.
1:37.8	It was all very frustrating.
1:39.3	But Ripple reckons that they can make this all happen instantly.
	...

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