Cringe or Festive: Judging Your Holiday Traditions

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.8 • 3.2K Ratings

🗓️ 18 December 2025

⏱️ 43 minutes

🔗️ Recording | iTunes | RSS

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Summary

💻 Register now for our Take Back Your Money in 2026 livestream for free! From office Christmas parties to eggnog to the catastrophe that is gingerbread house making—we’re judging all your holiday traditions. Plus, how to financially plan for (and survive) one of the busiest, most expensive seasons. Next Steps: 🎙️ Catch our episode Unpacking Money Lessons From Your Favorite Christmas Movies. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a free budget and find more margin with EveryDollar. Connect With Our Sponsors: Check out the FAIRWINDS Credit Union exclusive account bundle. Get 20% off when you join DeleteMe. Get up to 20% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🍸 Cran-Raspberry Martini Mocktail Recipe from TheBump.com 1 ounce lime juice 4 ounces raspberry sparkling water 1/4 ounce cranberry juice 1/2 ounce crushed raspberries Instructions: Pour the lime juice, raspberry sparkling water and cranberry juice into a martini glass. Add raspberries and enjoy! Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Today, we're either co-signing your favorite holiday traditions or mildly judging them.
0:10.0	Tis the season.
0:10.9	It feels like a lot of efforts in a season to get nothing out of it.
0:14.8	Wow.
0:15.5	I guess except for joy.
0:16.8	Let's talk about elf on the shelf.
0:18.4	Our elf is sprinkles.
0:20.5	Sometimes she is so tired.
0:22.2	We're going to get roasted for this one.
0:24.3	I'm going cringe.
0:25.1	Shoot, George, I was too.
0:26.3	Are we the same person?
0:32.0	Hey guys, I'm Rachel Cruz.
0:34.1	I'm George Camel.
0:35.8	And this is Smart Money Happy Hour
0:38.7	Cheers George
0:40.8	Cheers
0:41.5	And Merry Christmas
0:44.8	To all who celebrate
0:46.1	Merry Christmas
0:47.0	I do feel like my
0:50.1	My effort
	...

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