Hey, everyone. This is Laura Adams. I am so glad to have you joining me for this week's

episode. If you're new here, I'm an award-winning personal finance author who's been hosting

Money Girl since 2008. And I've also written several books. The latest is called Money

Smart Solo Prenour, a personal finance system for freelancers, entrepreneurs, and side hustlers.

When I work with select brands as an on-camera PR spokesperson, consumer advocate, and multimedia

content creator, so if you have a company or an employer looking for a personal finance

expert or creator or spokesperson for media, reach out. I'd love to work with you on your

project. Here on Money Girl, my mission is to help you get the knowledge and motivation

to prioritize your finances, build lots of wealth, and have more security and less

stress. So if you like what you hear, take a moment to subscribe, and even better, leave

a five-star rating or review. That's a great way to show us that you're getting value

from the free content that I love giving you here. As always, you can leave a comment

or a money question by calling 302-364-0308. Just leave a voice message. Or you can send

me an email using my contact page at LaraDatoms.com. As interest rates, inflation, and market

volatility climb, you may be wondering how to best protect your savings. While certificates

of deposit or CDs aren't the most exciting financial tools, they are predictable and safe,

and that makes them an excellent place to park money for a period, depending on your

financial goals. In our last quick and dirty tips, team meeting, our marketing and publicity

assistant, Davina asked, what's the deal with CDs? What do I really need to know about

them? I appreciate the question, Davina. And since it's been a while since I podcasted

about CDs, I figured this would be a great time to cover them. So if you're interested

in learning more about CD types, their pros, their cons, when and where to buy them, and

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