Hey everyone, I'm Laura Adams, and I want to welcome you to the Money Girl Podcast.

I really appreciate you joining me for this weekly episode.

If you're new here, I'm an award-winning personal finance author who's been hosting the

show since 2008, and I'm also the author of several books.

My most recent title is Money Smart Solo Prenure, a personal finance system for freelancers,

entrepreneurs, and side hustlers.

And I work with select brands as an on-camera PR spokesperson, consumer advocate, and

multi-media content creator.

Here on Money Girl, the mission is very simple.

It's to help you get the knowledge and motivation to prioritize your finances, build wealth,

and have more security and less stress about your financial life.

So if you like what you hear, I would love for you to take a moment to subscribe if you

haven't already.

And even better, leave a five-star rating or review.

That's a great way to give back to the show, and let me know that you're getting value

from the free content that I love giving you here.

As always, you can leave a comment or a money question by calling 302-3640308, and you

can also send me an email using my contact page at LauraDAdams.com.

Okay, let's get into today's show.

I know you've probably heard the idea that home ownership is a big part of the American

dream.

And while getting a mortgage to buy a home can be a great financial move, there's no

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