Opt Out of Burnout Spending
Black Girl Burnout
Kelley Bonner
4.7 • 764 Ratings
🗓️ 9 April 2025
⏱️ 19 minutes
🧾️ Download transcript
Summary
In this eye-opening and affirming episode of Black Girl Burnout, Kelley unpacks the powerful connection between burnout and your bank account. If you’ve ever looked at your finances and felt exhausted, overwhelmed, or ashamed—this one’s for you. Burnout isn’t just emotional—it shows up in how we spend, overgive, and self-soothe with money. But with softness, intention, and joy-first budgeting, we can start to opt out of burnout spending and into financial ease.
💡 Today You’ll Learn:
- How exhaustion and emotional depletion impact your spending habit
- The difference between life-giving and life-draining expenses
- Why budgeting should be a reflection of your values—not just your bills
- How to create a “joy-first” budget that honors rest, softness, and self-love
This episode is a gentle invitation to do a financial energy audit and begin aligning your spending with what truly nourishes you. No shame. Just awareness, intention, and healing.
✨ Episode Highlights:
01:06 The emotional roots of burnout spending
03:00 Why burnout leads to impulsive and avoidant spending
05:18 Introducing “joy-first” budgeting
08:00 How to align your finances with your values
10:24 Doing a 7-day life-giving vs. life-draining spending audit
15:00 Reframing budgeting as self-love in action
You don’t need to overhaul everything—just start with noticing. With tenderness and grace, you can rebuild your relationship with money from a place of joy and rest.
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Transcript
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| 0:00.0 | Welcome to the Black Girl Burnout podcast. Kelly here. And today we're going to talk about the intersection of burnout in your bank account. Yes, we've got to go there, everyone. |
| 0:23.7 | This month is Financial Literacy Month, |
| 0:27.3 | and I am so committed and passionate about us healing our relationship with burnout, |
| 0:35.5 | with the culture, with the myths we tell ourselves. And also in that |
| 0:40.1 | list, near the very tippy top is our relationship with money. I'm healing mine actively. So there's |
| 0:47.8 | never any damage my hair at Black Girl Burntill, because I am always on the same journey I'm guiding |
| 0:53.7 | you along. |
| 0:55.6 | And for me, it's all about trying to find ways to make the conversation about money |
| 1:01.3 | more meaningful and more accessible and more joyful, dare I say, as well as more manageable. |
| 1:09.8 | I just feel like there's so much information out there. |
| 1:13.8 | It can get really overwhelming really quickly. |
| 1:17.1 | And it's not like there's like one way better than the other always. |
| 1:20.9 | It's just more about internally and yourself how you feel about money. |
| 1:27.0 | And so I want to talk today about how money is energy. |
| 1:31.7 | And when we're leaking energy, we're usually leaking money too. |
| 1:36.5 | And I want to vote in on that concept because I am not a finance expert. |
| 1:41.3 | Trust me, I'm not. |
| 1:42.9 | But I am a burnout one. |
| 1:44.4 | And just like there's signs of burnout and one of them is exhaustion, that can carry |
| 1:50.4 | over into how we spend our money, how we view money, how we see ourselves and our |
| 1:57.9 | finances. |
| 1:59.0 | So I want to ask the question, do you ever look at your bank |
... |
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