4.8 • 9.4K Ratings
🗓️ 7 September 2025
⏱️ 15 minutes
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| 0:00.0 | Sophie Tom and the kids are standing by the luggage carousel, waiting for Sophie's bag. |
| 0:03.9 | Looks like she's going to be wearing Tom's clothes for a week, but she's not worried. |
| 0:07.5 | Their HSBC Premier bank account has comprehensive worldwide travel insurance that covers them, the kids and grandkids, if they had them. |
| 0:14.8 | Everything's Premier when your bank account is. |
| 0:16.9 | Search HSBC Premier, HSBC UK, opening up a world of opportunity. |
| 0:22.1 | Apply with £100,000 annual income or £100,000 savings or investments with HSBC UK or Premier Status Broad, covered provided by Aviva Insurance Limited. |
| 0:28.7 | Age restrictions and limitations apply. |
| 0:30.3 | This episode is brought to you by M&S, your destination for in-demand brands online. |
| 0:37.2 | Okay, so I've got some news to break to you that I think is going to make you stop in your tracks. |
| 0:42.2 | Did you know M&S sells brands? |
| 0:46.8 | Think Calvin Klein, sweaty Betty, nobody's child whistles, never fully dressed. |
| 0:52.6 | At M&S, you can get everything you love and need in one place |
| 0:56.6 | delivered straight to your door. As someone who shops on marksonsenspenser.com a lot to myself, |
| 1:02.6 | can I just say their delivery is so uncannily quick, I sometimes think that they're standing outside |
| 1:08.5 | my house. I just love M&S. |
| 1:11.8 | I love the brands that they sell, |
| 1:13.0 | and I also love MNS's own clothing, |
| 1:15.6 | and their little thin cashmere knit |
| 1:17.6 | are just perfect for this time of year. |
| 1:19.7 | Check it out for yourself at marksonsenser.com. |
| 1:22.4 | Music Welcome to How to Fail. |
| 1:36.2 | Now, I started this podcast back in July 2018. |
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