Everybody, my name is Carl White, and you are listening to the Loan Officer Freedom Podcast.

Most listened to downloaded podcast in the world today for loan officers.

And I'm broadcasting from the communications room here at the headquarters of the mortgage marketing

animals slash freedom club and this is a very special episode for me. I've done a lot of

episodes. I don't know if I've ever looked forward to one more than this. So I'm pleased to

have here as my guest today, Mr. Josh Barrow. Josh, where are you located at, buddy? I am in

North Salem, New York, about an hour north of Manhattan. Nice. So Josh and I, Josh has been a member

of our Freedom Club, which is our high, high level of the top producers in the United States.

For about, how long has that been, Josh? About 10 months?

11 months since January of this year, yeah.

Awesome.

And dude, you've got one of the most fascinating stories that I think I've heard in quite some time.

And you're such a humble guy.

So I'm going to have to kind of egg you on here a

little bit. I can tell that already. So Josh, when you've only been in the business for, when did you get

in the business? Since January of this year. Since January this year. All right. So this is not typical

because normally people that come in the Freedom Club are already like we have two levels. We have one which is called the mortgage marketing animals. And that's for the people kind of just up and going. Maybe they're closing new like you were at the time. Maybe they're closing three loans a month or something like that, four loans a month, something like that. And then normally they get into the Freedom Club when they're going from like four loans or five loans or six loans, you know, to 10, 20, 30, 40, 80, some of 100 plus. Of course, we have company owners in that. We have large, large, super large branch managers in that. So it's not typical that we have somebody brand. In fact, I'd say it's probably the first

time ever. Somebody brand new was in the business come into the Freedom Club. It's certainly not

typical. But, brother, you have solidly earned your spot in there. So you have a remarkable story.

So we told the beginning. So you started January. And as we're recording this, this is we're at the beginning of December of 2022. I think people received this before the end of the year. So, so, so you started January and you had closed a grand total of zero loans, just got in the business.

That's right.

Didn't know how to spell mortgage, so to speak, figuratively speaking.

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