My Only Exception to This Controversial Money Debate
The Rachel Cruze Show
Ramsey Network
4.8 • 3.6K Ratings
🗓️ 29 September 2025
⏱️ 9 minutes
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| 0:00.0 | So I've seen a lot of buzz around pre-ups lately. And after 15 years in the personal |
| 0:10.2 | finance space, my thoughts on this one have kind of evolved. So let's have a little pre-nup, |
| 0:15.4 | heart to heart. And at the end, I'll share my number one tip on building wealth with your spouse. |
| 0:20.0 | Make sure to like, subscribe, and share this episode with a friend. So first, I want to share a recent social media |
| 0:26.0 | clip on this topic because on the Ramsey Show, we get calls about pre-nups, and actually within |
| 0:31.4 | a week, we had two different calls with two different situations, and we answer them in two different |
| 0:36.1 | ways because of it. So here's the first one. |
| 0:38.3 | My fiance and I are both 36 years old. We're looking to start a Brady bunch. We've got five kids |
| 0:43.3 | between 10 and 12 between us. So the reason I'm calling is because we have a pretty large difference |
| 0:48.6 | in assets. So I have roughly $12 million and she has roughly $50,000. |
| 0:55.0 | And so we started the process of looking into a pre-up and it's been an emotional one. |
| 1:00.0 | And I totally understand why. |
| 1:02.0 | So, I mean, she feels like I wouldn't be fully entering the marriage in the same way that she is |
| 1:08.0 | because it feels like I'm holding assets, like, separately off to the side. |
| 1:12.8 | I'm just looking for maybe more clarity and, like, what you guys would recommend. |
| 1:18.6 | I think it is a wise decision to do one. You're not, you're hoping and praying, obviously, |
| 1:24.0 | that this is the one and that it's going to last a lifetime. But as you guys |
| 1:28.5 | have experienced, you know, there is a reality to all of this. And whenever we, any of us get |
| 1:34.1 | married, right? I think there is like this like, okay, I'm choosing you for a reason and for a lifetime. But, |
| 1:39.1 | but we also don't live under a rock and know that things change in life and situations come up. |
| 1:44.9 | And unfortunately, some really hard things happen and does cause marriages to break up, right? |
| 1:52.1 | To enter into divorce. |
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