Is My Algorithm Sabotaging My Spending?
The Rachel Cruze Show
Ramsey Network
4.8 • 3.6K Ratings
🗓️ 26 September 2025
⏱️ 9 minutes
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| 0:00.0 | We all know that social media affects our comparison tendencies, but until you know how and why, |
| 0:12.2 | it's impossible to make meaningful change with your money. So today, I'm explaining three |
| 0:16.7 | specific ways your algorithm is sabotaging your spending and three tips to stop falling for |
| 0:22.8 | it. Make sure to like, subscribe, and show this episode with a friend. All right. So number one, |
| 0:28.0 | the algorithm knows your weaknesses better than you do. Yes. These are a billion dollar |
| 0:34.3 | companies, you guys, and they are watching every little move we make. |
| 0:39.0 | You know, you stay on a post for a certain amount of seconds. |
| 0:42.4 | That data is used to put those same things in front of you. |
| 0:46.2 | And so you have to be very, very aware that every time you're clicking on something, |
| 0:51.4 | swiping up on a link, whatever it is, they know and they're watching. |
| 0:56.2 | So it is crazy. |
| 0:57.7 | Like if you start going down some random rabbit hole, those videos just keep popping up, right? |
| 1:03.7 | And so they know and they know what you're interested in. |
| 1:07.4 | And then as you start looking and looking and looking at the same content they're going to bring up |
| 1:11.4 | more creators that are just like that person that you're spending 3.5 seconds on a post |
| 1:16.6 | because you you know you stood there a little bit longer and then you move on so they know what |
| 1:21.5 | you're interested in and they know you better than you think you do which brings me to number |
| 1:25.8 | two the algorithm creates a false |
| 1:28.5 | sense of FOMO. So because the algorithm knows what you're interested in, it's going to fill your |
| 1:33.9 | feed with all of these posts, which is going to make you start to feel like everyone on earth |
| 1:39.7 | is doing X, Y, and Z. Everyone is eating a thousand pounds of protein a day or whatever the |
| 1:47.1 | health thing is, right? Everyone is drinking this amount of water. Everyone is parenting like this. |
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