My Mom Expects Me To Pay Back My $100,000 Student Loan

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 13 January 2026

⏱️ 7 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	If your private student loans are in default, you're not out of options.
0:06.6	Go to yrefi.com slash Ramsey.
0:09.1	Back when I was 18, both my parents took out a parent plus loan for me to go to school.
0:16.9	And during this whole time, my dad just kept on saying, you know, hey, don't worry about this loan.
0:22.1	Don't worry about this loan.
0:23.4	They even brought up, you know, staying home, but he wanted me to get the full college experience like at the dorms.
0:28.6	And, you know, fast forward to now, my mom, my dad's no longer with us.
0:36.6	My mom is now expecting me to pay everything back in full when I've kind of organized my life to where I would not have to do that.
0:45.4	I have been paying this loan for a while now.
0:49.5	Why?
0:50.2	Why?
0:52.2	Because I felt obligated. Why? Kind of guilty. Why? Kind of guilty. I thought you weren felt obligated.
0:54.6	Why?
0:55.1	Kind of guilty.
0:56.1	Why?
0:56.5	Kind of guilty.
0:57.4	I thought you weren't obligated.
1:00.0	That's the thing.
1:01.0	They needed some help.
1:02.2	They came into some financial issues.
1:04.5	My dad got sick and couldn't work anymore.
1:07.7	Eventually, that illness took his life but um i'm sorry okay so
	...

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