3 Steps To Take Control of Your Money

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 13 January 2026

⏱️ 24 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today. I'm going to tell you three things
0:07.9	that Sam and I did to take back control of our money. It's going to work for you too. The first thing you need
0:14.2	is a why. Okay, you need a reason why. I would call it a purpose to proceed. Like, why in the head, Jade, am I going to go along
0:22.8	with the stuff that you and Dave are teaching? Why would I do that? I know my why. Can I tell you
0:29.0	my why? Oh, Lord have mercy. It was 2008 when Sam and I discovered our debt. And I don't know if
0:36.4	you guys remember 2008.
0:38.3	A little time I like to call the Great Recession.
0:42.3	Oh my goodness gracious, if you remember, let me paint you the picture.
0:46.3	All hell was breaking loose.
0:48.3	Gas prices, out of control, real estate bubble bursting.
0:53.3	401ks, people were literally selling off their 401ks
0:58.0	at the bottom, just losing thousands, hundreds of thousands by the day. It was a hurricane.
1:06.0	And Sam and I were right in the middle, just getting way late just just getting pummeled by the storm now now
1:13.4	let me just explain this for a second because I'm a Florida girl I don't know if you notice I have a Florida girl
1:18.8	okay and and in Florida we have hurricanes okay I'm not talking about the football team we have storms and and
1:26.2	with a hurricane a lot of
1:28.0	people get it twisted they're like oh the worst part of the hurricane you
1:31.0	don't want to be in the eye of the storm like no no no with the hurricane you
1:34.9	know you've got you got the big storm swirling around then you've got the eye
1:37.6	in the center the worst part of the storm is this area if you can see right in
1:43.3	here this inner area just before
1:46.1	you get to the eye.
	...

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