10 Stupid Things You’ve Been Told About Money

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 12 January 2026

⏱️ 14 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today. The lies and the bad
0:07.8	advice are everywhere out there. Lie. Mortgage interest rates and inflation are crippling us.
0:13.4	They're the highest they've ever been. Are you hearing this on these news channels?
0:18.9	You're seeing this on the ridiculous made-up stuff on your
0:23.0	Instagram reels, where your death scrolling into oblivion. And it's just not true. I mean,
0:31.7	you need to check your trauma against your facts and your drama against your facts.
0:48.3	Inflation in 2024 was 3.2%. In 1982, inflation was 7.4%. And in 1980, when Larry was 20, it was 12.4% and in 1980 when Larry was 20 it was 12.4% and had been double digits
0:59.0	for almost the previous 10 consecutive years. Interest rates in 1982 were 17.
1:06.0	Interest rates in 1982 were 17.6% for a house.
1:13.6	Today, we're bouncing down there next to the bottom of five
1:19.6	for a 15-year fixed rate as of this moment today.
1:24.6	Not hardly 17.
1:26.6	Lie, you can't live on an average income in america today the affordability crisis
1:34.3	is real math says otherwise median household income is now $83,000.
1:45.0	And the average household expenses are 78.
1:49.0	Bad advice.
1:52.0	Put everything on a credit card so you can get your points and your cash back.
1:57.0	Thank you, Samuel L. Jackson.
2:00.0	What's in your wallet? Thank you, Samuel L. Jackson.
2:04.6	What's in your wallet? Must be your money off them commercials, buddy.
2:08.6	Samuel's got him a little red rag and he just pulls around full of your money that he made off them commercials.
2:14.6	Man. And by the way, the guy at Capitol, one, he doesn't live in the lobby.
	...

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