It's Monday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

All right, we're going to the phones.

First and foremost, we've got Jesse on the line.

Jesse, how are you?

Hey, how's it going?

Oh, focused and not finish, buddy.

What's on your mind for John and I to talk about with you today?

All right, all right.

So we got a bit of a situation here.

Your parents left on a week long vacation.

Basically, so this has been going on probably for the past five years.

But so I lent my first cousin.

I lent him some money.

I lent him $5,000 a while ago. And he still have yet to pay me back.

And he told me originally that, like, you know, he just needs it for a job. So like, you know, I was like,

okay, no problem. It's family. Like, I'll lend him the money. And then in two weeks, he didn't give

me the money. And i guess that job fell

through and i've been asking him especially like you know right after i called him all the time

like kind of um almost calling him too much like you know where's the money where's the money

what's he said it never and i was i just said to him directly, like, hey, you know, I know a lot is going on,

but, you know, I did lend you that money and, like, if you can please pay it back.

I was even willing to do, like, a payment plan, things like that.

...