Mortgage Monday - Interest Rates Down | Episode 73
The David Greene Show
David Greene
5 • 653 Ratings
🗓️ 14 July 2025
⏱️ 22 minutes
🧾️ Download transcript
Summary
Summary
Good news in the mortgage industry! Interest rates are down and refinance applications are up! A sorely needed rate drop has swept the mortgage industry and rates are now in the 6.88% range. Today’s show covers why this happened, who should take advantage of this, and who’s better off to stay to the sidelines and wait. Download today’s episode and see how we can help you getting a mortgage and learning about the right time for you today.
Chapters
00:00 Introduction to the Current Housing Market
03:00 Mortgage Refinance Demand and Interest Rates
05:45 Understanding Mortgage Rates and Points
08:38 The Importance of Pre-Approval in a Volatile Market
11:39 Who Should Refinance and Buy Now?
14:18 The Complex Relationship Between Rates and Housing Prices
17:21 Future Trends in Real Estate and Market Movements
19:06 Conclusion and Contact Information
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Transcript
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| 0:00.0 | Welcome to Real Talk Real Estate, the show where we cover how to build wealth in real estate with no fluff, no BS, and no sales pitches. |
| 0:07.1 | I'm David Green, and I've been doing this for over 10 years. |
| 0:10.1 | I've seen the ups, the downs, and everything in between. |
| 0:12.8 | This is the show where we pull back the curtain and show it to you too. |
| 0:15.7 | So if you want to build wealth through real estate or you just love learning about it, you found your home. |
| 0:21.5 | What's going on, everyone? is real talk real estate welcome to mortgage monday the best the biggest and the baddest |
| 0:27.5 | mortgage podcast in the world i'm here joined today by big brain himself christian bachelder this is a lot of |
| 0:34.0 | bees and we've got a pretty brood show for everybody today. |
| 0:38.7 | What's going on, Christian? |
| 0:39.4 | How are you? |
| 0:40.5 | Never cease to amaze me. |
| 0:41.5 | David always finds the words. |
| 0:43.6 | I'm doing good. |
| 0:44.6 | Yeah, I'm glad to hear that. |
| 0:45.7 | And you know what else is doing good? |
| 0:47.2 | The freaking housing market. |
| 0:48.8 | And it is about time because we've been getting kicked in the, you know where for years now from stubbornly high |
| 0:55.3 | interest rates and a not so great economy. And we don't want to exhale too soon because we |
| 1:01.3 | don't know where things are going, but it appears like a couple of things are actually falling |
| 1:05.2 | in place for the American economy. It appears like a couple things are falling in place for the American |
| 1:12.2 | economy. I recently saw that we're bringing in a lot of money from the tariffs that have been |
| 1:16.6 | issued. And so people are kind of adjusting to that. And we haven't seen crazy high inflation. In fact, |
... |
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