Mortgage Monday - Buying a Primary Residence and Saving Money | Episode 48
The David Greene Show
David Greene
5 • 653 Ratings
🗓️ 7 April 2025
⏱️ 15 minutes
🧾️ Download transcript
Summary
Summary
In this episode of Mortgage Monday, David Green and Christian Bachelder discuss new loan products, particularly focusing on super jumbo loans and the benefits of working with a mortgage brokerage. They explore the challenges faced by property owners with multiple loans and how consolidating these into a portfolio loan can simplify management and potentially lower costs. The conversation also touches on the current real estate market dynamics and strategies for acquiring primary residences.
Chapters
00:00 Introduction to Mortgage Monday and New Loan Products 02:58 Understanding Super Jumbo Loans 06:09 The Benefits of Working with a Brokerage 08:46 Consolidating Property Portfolios with Portfolio Loans 11:55 Navigating the Current Real Estate Market
Podcast: The David Greene Show Spotify, Apple Podcasts
Book a session with David: [email protected]
Ask a Question: DavidGreene24.com/ask
Find me on the “Minnect” app
Real Estate University: SpartanLeague.com
Join my Free Newsletter: Davidgreene24.com/textletter
Finance Your Real Estate: TheOneBrokerage.com
Intake@TheOneBrokerage @theonebrokerage
Free Textletter: DavidGreene24.com/join
STR Management: [email protected]
Investor Retreat: DavidGreene24.com/retreat Subscribe to The David Greene Show!
Apple: https://podcasts.apple.com/us/podcast/the-david-greene-show/id1755485708
Spotify: https://open.spotify.com/show/5Nu6kCJTVzM2x2WsujqBOZ
Submit your question for David: https://davidgreene24.com/ask
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Welcome to Real Talk Real Estate, the show where we cover how to build wealth in real estate with no fluff, no BS, and no sales pitches. |
| 0:07.1 | I'm David Green, and I've been doing this for over 10 years. I've seen the ups, the downs, and everything in between. |
| 0:12.8 | This is the show where we pull back the curtain and show it to you too. So if you want to build wealth through real estate or you just love learning about it, you found your home. |
| 0:22.4 | What's going on, |
| 0:27.5 | everyone? Welcome to Real Talk Real Estate. This is Mortgage Monday. I'm David Green. He's Christian Bachelder and we are the one brokerage. And today we're going to be talking about a new loan product we have, |
| 0:32.1 | as well as what to do if you have an existing portfolio and you're trying to figure out how to play |
| 0:36.6 | your cards in today's |
| 0:38.1 | market. Christian, thanks for joining me today. Absolutely, happy to be here. Yeah, Christian took a break |
| 0:44.0 | from his chaotic schedule of having tons of introduction calls and putting out fires and looking for |
| 0:49.8 | loan products and trying to save people as much money as he possibly can to join us on the show. |
| 0:54.8 | And before we got started recording, he was telling me about a deal that he's closing in |
| 0:58.9 | Scottsdale and then a couple in Southern California that are higher end. They're not the cheap |
| 1:03.9 | typical investment property type loan. And I thought it was interesting because a lot of people |
| 1:08.3 | don't know that we work with people who are looking to buy a house, just a primary residence. |
| 1:12.4 | They're not looking to get into investment property. |
| 1:14.6 | They want an honest loan officer that's not going to rip them off. |
| 1:17.3 | So if you've ever been in that position, maybe you wanted to buy an expensive short-term rental or you did really good with a couple live-in flips and now you're looking to buy yourself a new primary residence. |
| 1:26.6 | You may be wondering, |
| 1:28.0 | where do you go to get the loan? Because oftentimes if you go to the big banks for those, |
| 1:32.4 | they're not going to shop your rate. They're just going to give you a rate. And then you feel like |
| 1:35.5 | you've got to go to a bunch of different big banks that it can get confusing. So at a brokerage, |
| 1:39.8 | we look for what we think will be the lowest rate for you that still feels like it can |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from David Greene, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of David Greene and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2025.