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An Arm and a Leg

Lessons from “wrestling with a giant”

An Arm and a Leg

An Arm and a Leg

Society & Culture, Medicine, Health, Health & Fitness, Documentary

4.81.1K Ratings

🗓️ 2 March 2023

⏱️ 20 minutes

🧾️ Download transcript

Summary

The ER visit was quick and uneventful. The bill was $1,300. Our listener decided to push back. He didn't win, but he learned a lot — and so did we. 


We had help, from an expert we met by visiting a Renaissance Fair — which we did in this very fun early episode. Kaelyn Globig, head of advocacy for the Rescu Foundation, is a medical-bill wizard, and no one has taught us more.


In this story, she teaches us how to find out what Medicare pays for a given procedure — here’s the guide she shared with us — and how to use that information. 

We also got advice on dealing with debt collectors — when it makes sense to file a dispute — from April Kuenhoff, an attorney with the National Consumer Law Center


She shared resources too. Here are sample letters — templates you can edit:


Here’s a transcript of the episode


Send your stories and questions. Or call 724 ARM-N-LEG.


And of course we’d love for you to support this show.



Hosted on Acast. See acast.com/privacy for more information.

Transcript

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0:00.0

Hey there. You know, sometimes experiments fail. And when we're lucky, well, one, nothing

0:05.6

life-changingly awful happens. And two, we learn stuff. That's the kind of story we've

0:11.9

got today. It starts with a note from a listener named Sandeep Swamy. And when we first

0:17.0

talked, he was in a fighting spirit.

0:19.6

The facilities are doing nothing but taking advantage of a vulnerable situation, right,

0:23.2

which the patient is already in.

0:24.8

He was fighting a medical bill, and he had a question, I didn't know the answer to you.

0:28.7

But I wanted to know. And I knew exactly who I wanted to ask. And it wasn't an academic

0:34.8

researcher or a lawyer or whatever, but somebody whose credentials were a lot more informal

0:41.4

was one of my favorite people I've ever talked with for this show. And I wanted to put

0:45.2

her together with Sandeep. In the end, Sandeep's experiment did not work out the way he

0:50.1

hoped. And he was disappointed, but he'll be okay. And meanwhile, we did get the answer

0:56.0

to that question. We had a great conversation with that expert. And we learned some useful

1:01.1

lessons.

1:04.2

This is an arm and a leg show about why healthcare costs so freaking much and what we can maybe

1:08.2

do about it. I'm Dan Weissman. I'm a reporter and I like a challenge. So our job on this

1:12.8

show is to take one of the most enraging, terrifying, depressing parts of American

1:17.5

life and bring you something entertaining and powering and useful.

1:25.5

Sandeep lives in the Bay area, works in software, came to this country from India 14 years ago.

1:30.0

I'm basically an immigrant and the whole system over here was kind of completely new to me.

1:36.7

He was used to something a little more basic, but adequate and way more affordable. The

1:41.5

last few years, he's had a high deductible insurance plan. It has gotten him very interested

...

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