Today's episode tackles one of the biggest and most emotional financial independence questions

that families face. When is it actually safe for one or more parent to stop working? Our guest,

Katie and Jesus, originally planned to pursue aggressive fire with the target of $3.2 million so that

both spouses could retire early. But after having a child

coupled with constant work travel and reevaluating what they really want life to look like,

the goalposts have started to shift. Now the question is no longer just how fast can we reach

it's can we afford for Katie to stay home, enjoy these early years with our son, and still

build a long-term path to financial independence?

That's what we're going to figure out today.

Hello, hello, hello, and welcome to the Bigger Pockets Money podcast.

My name is Mindy Jensen, and with me as always is my loves Finance Friday episodes co-host, Scott Trench. Thanks, Mindy, great to be here and excited to talk to Katie and Jesus about how their financial position is excelling. I'm so excited to talk to you guys today, and thank you for joining us here on the Bigger Pockets Money podcast. Thank you for having us. Thank you. Excited to be here. Huge fans.

Yeah, well, thank you so much for listening and thank you for submitting the information and

providing such great detail. We're super excited to get into it today. Mindy, do you want to kind of

preview what we're looking at today? I do. One of their big questions is, when can Katie leave

her W2 employment? And will their current portfolio sustain them until Jesus

retires at age 50? So I'm going to just run through your numbers really quick. You have a really

impressive portfolio. You are doing great. And I think that Scott and I don't do enough cheerleading

when we have a really great situation. You guys are fantastic. You have a total

net worth of just over $2 million. Most of that in a liquid financial investment portfolio,

a little bit in your non-financial portfolio, like primary residence, vehicles, personal

random property, et cetera. But most of this is invested. Awesome.

1.8 in invested. We have an annual spend of $139,000 currently about $11,000 a month. And you're

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