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Lending is a commodity in some respect in the sense of there are many, many options to choose from and they all have pretty similar terms.

It's not usually like one bank's offering you 25% loan to value and

the other one's offering you 90% loan to value. Best ever listeners I want to

mention Lima 1 Capital and I found out about them through a guess that I

was interviewing on the show and he mentioned how he was scaling his business.

He was actually buying 10 single family homes within one year and I asked him, how were you able to buy 10 single family homes and how are you financing that he's like oh well I just use an asset based lender

That's like who is that and he told me it's a Lima one capital I reach out to them afterwards got to know them and they are the sponsor of today's episode because they've got some unique lending programs one of them is called Rental 30, where as I mentioned

they're an asset-based lender so they're lending based on the

properties appraised value as well as they look at the down payment that you're bringing to the table and the cash reserves.

They'll lend up to 75% loan to value and this is huge.

This is huge because typically as a single family investor your lending a

strength is based on your personal income as well as how many properties you have, how many loans you have out.

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