I think people get so focused on the numbers when that really is one third of the equation.

If you really want to make progress with your money, you have to consider the numbers and the math.

You have to consider your behavior and your emotions.

And a lot of folks forget about that one.

She once carried nearly half a million dollars in debt.

Credit cards, student loans, the whole trap.

But Jade Warshaw didn't let those numbers define her future. She and her husband clawed their way out through side hustles, grit, and unwavering belief. Early on, when I became a young adult, that's when we're starting to make choices for ourselves financially. The first poor choice I made was student loans. So for me, everything was I want to present. I have to present the best way I possibly can, and I don't care. I will go into debt to get it. I started seeing the effects of childhood on my personal life. We have to be aware of that. Why do I care about that particular thing? Today, she's a debt elimination expert, co-host of the Ramsey Show, and a best-selling author guiding thousands to financial peace. She shows how money isn't the

enemy. The mindset is. And when you change that, everything changes. When somebody feels shame,

the problem is no longer the problem. They become the problem. Change requires change. For most

of us, we want to stay in our comfort zone. Most of what you're looking for is outside of your

comfort zone. You are going to feel looking for is outside of your comfort zone.

You are going to feel discomfort.

You are going to feel emotions. But just don't let them stop you from getting to the thing that you've said you want to accomplish.

Jade, most people think money is a math problem.

And you're saying that's exactly why they stay broke.

Can you explain?

Yeah.

I think people get so focused on the numbers when that really is one third of the equation.

If you really want to make progress with your money, you have to consider the numbers in the math. You have to consider your behavior, which we all know. But the one that everybody

leaves out is now you also have to factor in your emotions. And a lot of folks forget about

that one, Scott. Why do people, I mean, it's an I guess money is inherently emotional. But

we get so emotional about money.

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