meta_pixel
Tapesearch Logo
Log in
The Jesse Mecham Show

It's OK to Move Your Goalposts

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 14 August 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

You've probably heard the term "moving the goalposts," that is, a deceptive argument strategy in which you change the question, the criteria, or the standard by which you are evaluating something. The metaphor comes from sports, and it's a good metaphor for personal finance. Early in our adult lives we make a lot choices because money is scarce -- you choose to live with roommates instead of your own apartment, you skip buying something you want to prioritize schooling or training, for instance -- but as we get older and accumulate more financial resources our standards change and our choices change along with that. The goalposts move, so to speak.

 

Some call that lifestyle inflation or lifestyle creep, but Jesse doesn't like the term. It connotes something bad, something you shouldn't indulge in, but as Jesse points out, it's perfectly reasonable to want more things and different living conditions when you're older. That moldy apartment might have been fine as a college student, but with a family of five you probably want cleaner, more spacious accomodations.

 

So instead think of living a more expansive life as the goalposts shifting over time, and that's ok.  Just take some time to reflect back on where those goalposts started, and appreciate how well your spending aligns with your priorities.

 

 

Watch The Jesse Mecham Show on YouTube:

https://www.youtube.com/@jessemechamshow

 

Got a question for Jesse? Send him an email:

askjesse@ynab.com

 

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

 

Follow YNAB on social media:

Facebook: @ynabofficial

Instagram: @ynab.official

Twitter/X: @ynab

Tik Tok: @ynabofficial

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, my name is Jesse Meekam with another episode of the Jesse Meekam show, and I'm here each week to obsess out loud about spending purposefully, saving aspirationally, and giving joyfully.

0:22.3

It all comes down to just giving every dollar a job, thinking hard about what you want your money to do.

0:28.4

And I'll be honest, I do think hard about what I want my money to do.

0:32.0

And I often think what my younger self would think about how my older self now thinks about that money.

0:39.5

I do recall not owning a computer in college.

0:45.1

Actually got married before I owned a computer.

0:48.5

And that's not the order you're supposed to do things in, but we did it and it worked out okay for me and Julie.

0:54.0

But I do remember thinking that that computer purchase was just unbelievably big.

1:01.0

That's just the big time.

1:02.1

We had hit the big time.

1:04.3

And I remember working through the Dell website, just picking and choosing exactly what

1:09.6

this laptop. It was probably this thick what it was

1:13.1

going to be um and now i mean honestly i'll shoot straight with you all i have a pretty good macbook

1:21.2

sitting here in front of me and i thought to myself wouldn't it be nice to have a more dedicated

1:26.0

machine that wasn't a laptop that just sat here,

1:29.1

plugged up and ready to go? And I did not think at all about the fact that that would mean I had two

1:36.0

computers instead of one. When my kids, for the bejillionth time, left a computer on the ground. And one of them, for the bigillionth time, a computer on the ground and one of them for the

1:45.4

bigillionth time took a step and that step went out of a bagillion landed on the

1:51.3

computer and made a big black mark go down the middle of it I'll bet you're

1:56.4

thinking oh Jesse's gonna say he just went out and bought another computer for those kids because they need that computer for school, but you would be wrong. I did not do that. I let them use the same computer because I've told them countless times you don't leave computers on the floor. So I don't care how many computers you own and how easy it is for you to own computers, you don't leave a computer on the floor.

2:19.2

So they work around it by having their window all shove to one side. And they're basically working on half a laptop.

2:25.4

And when I see it, I smile inside. But my younger self, thinking we, what, we have four or five i don't even know chrome books coming out our

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from YNAB, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of YNAB and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.