Change Your Plan, Today!
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 7 August 2025
⏱️ 6 minutes
🧾️ Download transcript
Summary
Personal finance is personal, as the saying goes, and the only constant in life is change, to employ another saying. On that note, Jesse issues a challenge in today's episode: change your plan! Add a category, put some money in it, delete a category, shuffle some dollars around... just make a change. This is a reminder to yourself that the beauty of a plan is it's flexibility. As life changes, your plan can change along with it.
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Transcript
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| 0:00.0 | Hello, my name is Jesse Meekam with another episode of the Jesse Meekam show, |
| 0:16.4 | and I'm here each week to obsess out loud about spending purposefully, saving aspirationally, |
| 0:20.5 | and giving joyfully. |
| 0:21.5 | It all comes down to just giving every dollar a job. |
| 0:25.0 | I have a little challenge. |
| 0:25.8 | This is a little different than we normally do. |
| 0:27.5 | Normal adjust talk and you listen or zone out. |
| 0:30.5 | But today I want to issue a little bit of a challenge. |
| 0:33.7 | I would like for you to open up Wynab if you use Wynab and hopefully you've at least given it a shot, |
| 0:40.9 | whinab.com slash jesse to have a 34 day free trial. |
| 0:45.6 | Pull out Wynab and make a substantive change in it. |
| 0:53.7 | Just heavily fund a category, pull money from other categories um |
| 0:58.8 | remove a category add a new category fund that new category do something fairly material that's an |
| 1:05.4 | auditor word for uh it would be it would be meaningful it would matter it would move the needle even |
| 1:10.3 | emotionally for you in the |
| 1:11.4 | moment. What change might you make? Now, the biggest, I was trying to think of a story from back in the day, |
| 1:19.2 | or more recent, but the one I have is from back in the day. We used to own a 2002 Maroon Honda Civic, |
| 1:26.7 | sweet little ride. We bought that, I don don't know we'd owned it for years and I |
| 1:31.4 | want to say it was probably 2012 13 where I would put $150 per month in ignore inflation numbers |
| 1:38.9 | and set that aside in the Honda repairs category and I'd been doing that dutifully because we are |
| 1:46.9 | creatures of habit. And that habit that serves us very, very well. And I had been habitually just |
| 1:53.0 | funding 150 bucks into the Honda car repair category. One day, as we're just kind of looking |
... |
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