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The Martin Lewis Podcast

Isa Isa Baby! Everything you need to know before the end of the tax year

The Martin Lewis Podcast

BBC

Business

4.4929 Ratings

🗓️ 19 March 2026

⏱️ 64 minutes

🧾️ Download transcript

Summary

In this podcast Martin explains everything you’ve ever wanted to know about ISAs but were afraid to ask. Cash ISAs, shares ISAs, how to transfer, how much you can put in, best buys for cash, and top picks for investments.

Chartered Financial Planner Ed Marshall also joins Martin to help with stocks and shares ISAs.

There is an update on the potential energy bills crisis brought on by the conflict in the middle east.

The Tell Us is asking about the best £1 you’ve ever spent.

And there’s Money Mastermind, this question is all about savings interest.

If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Transcript

Click on a timestamp to play from that location

0:00.0

BBC Sounds, Music, Radio, podcasts.

0:07.0

Lots of people say, should I save or get a cash-eiser?

0:09.6

They are the same thing.

0:11.0

Everything in there is both not taxed, but crucially not taxable.

0:16.3

So this is really important.

0:17.8

When you've said something stupid, best thing is, just pretend it never happened.

0:21.7

The tax man or woman, and they can take a bite out of it.

0:26.3

Hello, I'm Martin Lewis, and this is the cunningly named the Martin Lewis podcast.

0:31.4

I didn't wonder what that's going to be about.

0:33.2

Now, usually much of it comes from my BBC Radio 5 live show with Adrian Child,

0:37.1

but there's also bonus money-saving tips for you lucky, lucky podcast listeners.

0:42.0

In today's pod, everything you've ever wanted to know about ICAs, but we're afraid to ask.

0:47.7

Cash ICAS, shares ISAs, how to transfer, how much you can put in, best buys for cash and top picks for investments,

0:55.3

all done because the ICER deadline is looming. An update on the potential rise in energy bills due to the conflict

1:01.8

in the Middle East? The tellers this week is what's the best quid you've ever spent, and we

1:07.0

have wonderful answers from teddy bears to fry-ups and even a coat with a quid in the pocket.

1:11.6

And of course there's Money Mastermind too. This week's question is all about savings interest.

1:16.6

We'll see if Adrian gets it right. Will you get it right? Let's do it. Play the theme tune.

1:21.6

I got meals. got to pay.

1:43.4

Well, we're going to do a quick on the situation with oil with oil with oil and natural gas is what's going to do a quick update on the situation with oil and natural gas prices. What's going on there in the Bank of England base rate. The main straw object today, though, the ISA deadline is our coming. And your money is usually nicer inside an ISA. So we're going to be doing everything you've ever wanted to know about ISAs, but we're afraid to ask. so you can ask them. I'll be talking the ICER big picture and cash ISAs and we'll be joined by an investment advisor later on to talk to you about shares, Isis too. This week's tell us a lovely one, some lovely stories there. What's the best quit or less you spent in the last 20 years and why? And Adrian Adrian remember I said get your calculator out last week

2:18.3

and we didn't have to we're doing the calculator one this week I think they are your better

2:22.8

masterminds when it's a when there's a sum involved and you can do it we'll see about that

...

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