Question Time: Should I overpay my mortgage? If I sign up online, why can’t I cancel online? Can I open an ISA for my niece?
The Martin Lewis Podcast
BBC
4.4 • 929 Ratings
🗓️ 16 March 2026
⏱️ 29 minutes
🧾️ Download transcript
Summary
In our Question Time podcast, Martin Lewis answers your questions including: which travel insurance policy do I make a claim to? When you say ‘pay off all debts’ does that include your mortgage? Can I open an ISA for my niece or nephew? Why is cancelling a subscription so hard? Plus, how your height impacts your step count, and what should we call you if you ask us a question? And we have a success story following Martin’s answer to a question on broadband.
If you want to ask Martin a question, his Question Time podcast lets you do just that! You can ask him questions about absolutely anything and everything (within reason!) – so if you’ve always wanted to know which tree he likes best, how many burpees he can do in a minute, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.
Transcript
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| 0:00.0 | BBC Sounds, Music, Radio, Podcasts. |
| 0:09.0 | You can choose who to claim from. |
| 0:11.3 | Well, it's just to give some feedback on a question I had last week. |
| 0:14.5 | You've been roped in to speak to us. |
| 0:16.3 | I consider it a very good one. |
| 0:17.5 | It's something I've long said that we should do as well. |
| 0:20.2 | She also keeps us in check, doesn't she? She does keep us in check. Coming in first.'ve long said that we should do as well. She also keeps us |
| 0:21.0 | in check, doesn't she? She does keep us in check. Coming in first. And it's always lovely to |
| 0:24.5 | success. Hello and welcome to the cunningly named the Martin Lewis podcast. I do wonder |
| 0:29.7 | what that's going to be about. And this is the question time episode where you get to ask me |
| 0:33.9 | your questions on absolutely anything and everything, open brackets within |
| 0:38.0 | reason, close brackets. |
| 0:39.8 | This week your questions are, I've got two travel insurance policies. |
| 0:44.3 | Which one should I claim on? |
| 0:46.0 | When you say pay off all debts, does that include your mortgage? |
| 0:49.9 | Am I allowed to open a junior ICER for my niece and nephew? |
| 0:53.7 | Is there a law that if I sign up for a subscription online, I can cancel it online? |
| 0:58.9 | Success! |
| 0:59.8 | Last week's geeky broadband question has paid dividends, not literal dividends, more money saved, |
| 1:03.8 | but you get the point. |
| 1:04.9 | And finally, how does height impact the number of steps you get? |
| 1:09.2 | Play the theme tune. |
... |
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