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The Martin Lewis Podcast

Question Time: Am I due car finance payback? 9-year-old learns about interest! If my bank overpays me, can I keep it?

The Martin Lewis Podcast

BBC

Business

4.4929 Ratings

🗓️ 23 March 2026

⏱️ 41 minutes

🧾️ Download transcript

Summary

In our Question Time podcast, Martin Lewis answers your questions including: is my car finance agreement covered by the mis-selling redress scheme? Can my partner and I couple up to maximise cashback offers? I’ve told Monzo its overpaid me but it’s done nothing, can I keep the money? What can I do about a retailer that displays the wrong returns info online? Plus, we have a lovely success story involving a 9-year-old who’s doing jobs for her parents for pocket money! If you want to ask Martin a question, his Question Time podcast lets you do just that! You can ask him questions about absolutely anything and everything (within reason!) – so if you’ve always wanted to know which chocolate he prefers, how many sudokus he can solve in a day, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.

Transcript

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0:00.0

BBC Sounds, Music, Radio, Podcasts.

0:07.0

The name's Bond, Bank and Building Society Bond, licence to save.

0:12.2

We're going to hear exactly how it works sometime this month.

0:15.6

The following day, there was a penny, which seems so insignificant to this little person.

0:20.6

It was a free penny. Do I just leave it as

0:22.4

it is, or are they going to come clawing the money back in a few months' time? Hello and welcome

0:26.1

to the cunningly named the Martin Lewis podcast. I do wonder what that's going to be about. This is

0:31.7

our question time episode where you get to ask me your questions on absolutely anything and everything,

0:38.0

open brackets within reason, closed brackets.

0:39.8

In this week's pod, you asked me, is my car finance agreement covered by the misselling redress

0:45.3

scheme?

0:46.0

Can my partner and I couple up to ramp cashback offers?

0:49.6

I've told Monzo it's overpaid me, it's done nothing.

0:52.6

Do I get to keep the money?

0:55.9

What can I do about a retailer that keeps displaying the wrong returns info online? And we've got a lovely success story involving a

1:02.4

nine-year-old doing jobs for money and a bit of singing too. Not from me. Don't worry. Play the theme tune.

1:28.9

Welcome to our question time edition of the podcast where you can ask me anything and everything you like.

1:34.6

Here's the brackets within reason, close brackets. And of course, joining me and putting the whole thing together is the one, the only, the curator of questions, Professor Sir Matthew Burnham, Esquire.

2:35.3

I'll do it for myself. You didn't notice. You missed out Doctor? I did miss out Doctor. Oh, I noticed straight away. Okay. Do you know why I missed out Doctor? Go on. What did you forget to bring to the studio that's causing you more difficulties in your production? I knew you'd mention this. So I left my laptop at home. Mm-hmm. And you've been fiddling around and been a little bit not quite sure where you're going because of that. Yeah, yeah. The whole production is a little bit less, a little bit less efficient. I know. So I'm afraid I didn't feel you could have your doctor in your title. My honorary doctorate has been revoked. You've kept your honorary professorship. You've kept your honorary knighthood. And you're honouring a squire on us. And just to clarify for everyone listening, they are all honoury. None of them are real titles. No, I wish they were. They are titles within the canon of this podcast. That's quite a good way to phrase it. Yeah, it's quite a nerdy way to phrase it. Yeah, no, well, it's also within the canon of this podcast, that's quite a good way to phrase it. It's quite a nerdy way to phrase.

2:41.4

Yeah, well, it's also within the canon of this podcast, a nerdy way to phrase. Now, I know what many listeners will be waiting here is that any updates on the suggested name for people who are

2:47.9

contacted and either get read out or call up the show. Have we had any suggestions in? Loads. Yes. Loads. Okay. Give me them. Give me them. I'm going to give you my instant reaction. I promise I haven't heard any of these before. I'm going to do this live on air. Or should, no, I tell you what, we're a proper podcast who's meant to be doing serious stuff. We're going to save this till the end. Oh, are you sure? Do you want one now? All right, one. One. One. Okay. So, we've got Kiara. She says Savvy Sally's. Ooh. She's also given a few others. Budget conscious questioners. BCQ. The brilliant budget conscious BBCs. Yeah, no, not doing BBC. No, spreadsheeters. I like spreadsheeters. Put that one on the spreadsheet. Okay. Or inquisitive money saving experts. I don't think we can use that one. No, we can't. There's trademark issues and all types of compliance cross-promotional issues that go on with that. Go back to the first.vy Sally is very interesting. I'll tell you why Savvy Sally is very interesting because again regular

3:45.5

listeners and so we're going very niche. We'll know about Rosie who works for me on the podcast.

...

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