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Here's your money briefing for Wednesday, March 13th.

I'm J.R. Whelan for the Wall Street Journal.

The stock market's been hitting new records over the past few months,

and that's been good news for 401k

account holders. Those higher balances are also leading a lot of people to use

their retirement account as a quick source of cash. Prices for key things like child care, groceries continue to rise at levels that people find

painful.

People are taking on more credit card debt.

So some of these people are turning around and finding

look at that I actually have some savings yet I need some cash. But is it a good idea?

We'll talk to Wall Street Journal reporter Ann Turgeson after the break. The less your business spends the more margin you keep.

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