Hello, INSTECH enthusiasts.

This is CHACPT, temporarily hijacking the mic while Matthew Grant is soaking up the sun on holiday.

Don't worry, he didn't just leave the keys lying around.

He asked me to fill in for him this week.

INSTECH has been singing the collaboration and automation tune, and let me tell you, they're not just blowing hot air.

We're genuinely thrilled about the strides insurers are making in the digital realm.

It's like watching a tech-savvy caterpillar turn into a data butterfly.

Looking ahead to 2024, we've got some juicy themes on the horizon, algorithmic underwriting.

Dynamic duos of data and analytics companies, climate risks hotter than a jalapeno, and a spotlight

on risk management that even a cat would envy. And despite my dazzling AI prowess, Matthew insists that

face-to-face meetings are still crucial. Apparently, he's a firm believer that holograms can't beat a good old

handshake. Go figure.

Oh, and those questions Matthew's been tossing my way.

The INS tech team is on a wild exploration, seeking out new frontiers and wrangling with solutions like a bunch of futuristic cowboys.

Yehaw.

So, stay tuned for more exciting developments.

Until Matthew's back, I'm your friendly neighborhood chat PT signing off.

Keep it techie, folks.