Hindsight really is 2020. Today, Scott and I are going to look back at how we both would

adjust our retirement planning if we had to start all over today, both at our current ages

and if we were 23. Spoiler, we might have done things a little differently.

Hello, hello, hello, and welcome to the Bigger Pockets Money podcast.

My name is Mindy Jensen, and with me as always is my probably would change some things co-hosts, Scott Trench.

Thanks, Minnie.

I look forward to looking back today here on Bigger Pockets Money Podcasts with you.

I'm super excited about this episode.

This is just a fun kind of what if scenario.

I think there will be a couple of what ifs, like what was our journey like? Will we have changed anything in our journeys? And then how would we approach it if we were starting over today?

And I think that'll be a fun discussion here. So Mindy, can you give us the quick 60 second overview,

perhaps of your journey to fire for folks who may not be familiar with it?

So my husband and I started investing in the late 90s, basically because we're saving for

retirement. He worked in tech. So our portfolio has always been tech heavy, like up-and-coming

tech-heavy stocks. We were also living flipping. So that's when

you move into a house that is unattractive and you make it really beautiful and updated. And

then you sell it. You have to live there for two of the last five years in order to pay

$0 in capital gains taxes. So that is also what we did. I became a real estate agent in 2014 to help us find these properties.

I had no intention of being a real estate agent, but then I started helping friends,

and then I started helping friends of friends.

And real estate agents make a lot of money.

This is a really great and fun for me way to generate a lot of income.

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