How Your AI Data Could Be Used Against You
Big Picture Retirement®
Devin Carroll
4.7 • 545 Ratings
🗓️ 23 March 2026
⏱️ 29 minutes
🧾️ Download transcript
Summary
More people are using AI tools every day to ask questions, solve problems, and even talk through personal decisions.
But many users make one dangerous assumption: that their conversations are completely private.
In reality, AI systems collect and process data in ways most people don't fully understand. That information could potentially be stored, analyzed, or used in ways you didn't intend.
In this episode, we discuss how AI platforms handle user data, why you should be careful about what you share, and the simple mindset shift everyone should adopt when using AI tools.
Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.
📍Contact Devin's team at https://carrolladvisory.co/podcast1
📍Contact John's team at https://www.rossandshoalmire.com/
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Transcript
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| 0:00.0 | The Big Picture Retirement Show does not provide tax, legal, or financial advice. |
| 0:04.3 | Listeners are encouraged to seek out their own advisors in these areas. |
| 0:10.4 | Hey, everyone, welcome to the Big Picture Retirement Show. |
| 0:13.0 | I'm your host, Devin, joined by my co-host, John Ross. |
| 0:16.8 | Howdy. |
| 0:17.8 | Oh, you had to throw in the Esquire. |
| 0:19.9 | Well, yeah, you were excited about adding the howdy. I was. I got ahead of myself. All right. John, the other day, you sent me an article. And this article just happened to involve a case with an attorney and a financial advisor. It did, actually. If I remember the details right. Sort of. Yeah. In truth, I scanned it. Yeah, yeah. But I mean, |
| 0:41.9 | basically, so this was a, this was a recent case. So February 10th, 2026, so less than a month |
| 0:51.2 | from when we're recording this. Yeah. But. But yeah, so kind of an interesting case. |
| 0:59.0 | Here's the facts. |
| 1:00.2 | So we got Bradley Hepner, who is a Dallas Financial Services Executive. |
| 1:06.8 | I don't know exactly what that means. |
| 1:09.5 | It doesn't say Financial Advisor, but he's some sort of financial services executive. |
| 1:14.0 | That could be anything from payday loans to selling annuities. |
| 1:16.9 | Who knows, right? |
| 1:18.7 | But whatever he was doing, he apparently caught the ire of the government and was charged with securities fraud, wire fraud, conspiracy, falsification of records. |
| 1:29.5 | Wow. |
| 1:29.8 | And several other things. |
| 1:31.7 | Sounds like he's in trouble. |
| 1:32.8 | Yes. |
| 1:33.5 | Yeah. |
| 1:34.6 | You know, and this is a federal court case. |
... |
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