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Today, we're going to the inbox to answer questions sent in by you, our listeners.

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you can find links to our websites down in the description. Now let's jump in

to today's question. John, today's question comes from, you know, I'm not going to say his name.

Because he asked us to rewrite this so it would not to conceal his identity, but he just said,

rewrite it so it's general enough to serve many listeners. And I'm afraid if we use his name,

if his adult granddaughter is listening, I don't want to cause any family disharmony.

There you go. That's a good idea. All right. So he says, I have an adult granddaughter who is over, she's an adult. Okay. If she gets a dollar, she spends two dollars. She is not able to save any money. She is not able to hold down any kind of regular long-term job because she is such an airhead. That's why I didn't want to use his name. Right.

Every family has them. They do. They do. Keeping a steady place to live is beyond her ability. Although she does not live at home with her parents, I'm afraid that when she gets older, she will be living on Skid Row. John, you were a connoisseur of hair metal bands. You remember the band Skid Row?

Of course, absolutely.

So every time somebody talks about that as they place in, where is it, Los Angeles, where Skid Row is, always think about the band. Yeah, absolutely. Which I'm sure. Well, that's our generation. Yeah. Her parents are in their 50s. if you suggest a spin thrift trust, does she have,

or if you suggest a spinthrift trust,

she does have three responsible,

y'all... Her parents are in their 50s. If you suggest a spendthrift trust, does she have,

if you suggest a spendthrift trust,

she does have three responsible younger brothers.

Her three brothers might serve as successor trustees.

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