Should a Blood Test Shape Your Retirement Plan?
Big Picture Retirement®
Devin Carroll
4.7 • 545 Ratings
🗓️ 16 March 2026
⏱️ 32 minutes
🧾️ Download transcript
Summary
Advances in predictive medicine are starting to raise a fascinating question: what if we could estimate our longevity with much greater accuracy?
New blood tests and biomarkers are being developed that may help identify risks for diseases years—or even decades—before symptoms appear. Some researchers believe these tools could eventually provide meaningful clues about how long we might live.
If that happens, it could have major implications for retirement planning.
Should information about your potential lifespan influence when you retire, how much you spend, or how you invest?
In this episode, we explore how predictive medicine is evolving, what scientists are learning from advanced blood testing, and whether this kind of information could one day reshape how people plan for retirement.
Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.
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Transcript
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| 0:00.0 | The Big Picture Retirement Show does not provide tax, legal, or financial advice. |
| 0:04.3 | Listeners are encouraged to seek out their own advisors in these areas. |
| 0:10.3 | Hey, everyone, welcome to the Big Picture Retirement Show. |
| 0:13.1 | I'm your host, Devin, joined by my co-host, John Ross. |
| 0:16.7 | Howdy. |
| 0:17.4 | John, I have a question before you. |
| 0:18.7 | All right. |
| 0:18.9 | If you could know the exact day that you were going to die, would you want to know? Man, no. I think just as a general principle, I'm going to say no. Yeah. As a general principle, I mean, you know, and you're not talking, I mean, you're talking like, could you know the exact day, right? Yeah, I'm talking about pretty close. Let's say the year. Let's just take it down to the year. Or even the year. I still, I think I would say no. Yeah. Yeah, I just think I would say no. It's too much. It seems like that would just, it would become so overwhelming in your day-to-day decision making. |
| 0:56.3 | Right. |
| 0:57.0 | That I'm afraid you would, I'm afraid you would, you would basically lose. |
| 1:02.0 | Yeah. |
| 1:02.5 | Like you, you might physically die in 20 years. |
| 1:06.4 | Right. |
| 1:06.8 | But I think you would emotionally die right then. |
| 1:09.4 | Yeah. |
| 1:09.9 | Yeah. |
| 1:10.3 | Yeah. |
| 1:10.6 | No, I, I tend to agree with you. |
| 1:12.3 | You know, if you think about it, it certainly seems like it's useful information because we hear the stories all the time about people dying suddenly. They don't have, you know, time to get their affairs in order. They die regretting that they didn't spend more time with the people that they love. You know, there's all of these things. and knowing when you're going to die |
| 1:28.3 | would give you the opportunity that they love, you know, there's all of these things. And it, you know, knowing when you're going to die, would give you the opportunity to do all of those things. |
| 1:32.8 | I think, you know, I'm really more of a, I agree with the, I agree with the live like you're going |
| 1:40.5 | to die tomorrow, right, in the sense of. Yeah, but come on, do any of us really do that? |
... |
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