How to Recover from Money Mistakes | Haley & Justin Brown-Woods | Price of Avocado Toast

Yo Quiero Dinero

Jannese Torres

Saving, Entrepreneurship, Business, Investing, Wealth, Personal Finance For Latinas, Personal Finance, Budgeting, Finances, Generational Wealth, Equal Pay, Financial Literacy

4.9 • 607 Ratings

🗓️ 3 July 2023

⏱️ 47 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Episode 220 talks about how to recover from money mistakes, featuring Haley & Justin Brown-Woods. Listen now!

Haley and Justin Brown-Woods are a married, millennial couple that began their debt-free journey in the Fall of 2019. After blowing through a $600,000 lawsuit payout and racking up over $220,000 worth of debt in 3½ years, they got serious about changing the narrative they had created for their lives. Within 18 months, they had paid off over $130,000 of debt and restarted their wealth journey.

During this period, they began their podcast Price of Avocado Toast. Their focus has been on having open and honest money conversations with others to help remove the stigmas and shame around finances. The hope is that these conversations enlighten the younger versions of themselves and save them from the pitfalls Haley and Justin fell into.

Now, over 100,000+ downloads later, Haley is a successful financial coach who has helped her clients pay off over $600k of debt. Justin is a public school educator, and their family is working towards generational wealth building and a future of outrageous generosity.

You can follow Haley & Justin on Instagram, Facebook, TikTok, Twitter and YouTube. Check out their merch store here.

For full episode show notes, visit here.

Loving episode 219? Leave us a review if you’re listening on Apple podcasts and be sure to follow us on Instagram, Facebook, Twitter and YouTube!

Until next time, stay empowered, stay inspired and #staypoderosa ✨

WANT TO KICKSTART YOUR FINANCIAL JOURNEY?

Download our FREE 14-page guide covering all the topics you need to start making your dinero moves. Visit here. From money mindset, to budget basics, we've got you covered.

Check out this YQD™ Sponsor:

BetterHelp—Professional support when you need it, at the fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero

Hosted on Acast. See acast.com/privacy for more information.

Transcript

Click on a timestamp to play from that location

0:00.0	First tip that I would say is probably the most important is just shining a light onto it.
0:05.9	Whether that is actually going into your bank account and looking at your debts,
0:10.2	going on to one of those sites that actually shows you what your credit score is,
0:13.8	it's really important to sit with those feelings and to sit with that, oh, I really don't like
0:18.5	this or I'm really uncomfortable with this because you can't
0:21.7	change those habits or those behaviors until you're honest with yourself about them, until you really
0:26.3	get to that point where you've had enough of whatever it is. I would definitely say you need to
0:32.0	sit down and look at the numbers and the debt and ask yourself, what got me into this situation? Was it me?
0:39.5	Was it my behaviors? Was it my habits? Spending, shopping? Was that it? Or was it a series of
0:45.6	unfortunate events? Because there's a difference. And most of the time, there's a combination of both.
0:50.3	Because when you're down, you just keep getting kicked over and over and over. But once you face the reason you got into debt, then it's much easier to identify those things
1:00.7	when they come up because they will come up again.
1:02.9	So then you don't cycle right back into debt after you pay it off.
1:09.3	You're listening to Joquiero Dinoero, a personal finance podcast for the modern Latina.
1:15.3	I'm your host, Janice Torres, award-winning Latina personal finance expert.
1:20.0	I didn't always have my financial shit together, but when I started looking for POC-friendly personal finance podcasts, I couldn't find any.
1:29.1	And so Yo Chiro Dineiro was born. On this show, I couldn't find any. And so Yo Quiero Dino was born.
1:34.4	On this show, I'll show you how to make dinero, how to keep your Dino, and most importantly,
1:39.1	how to make it grow. Each week, I'm connecting you with the most brilliant minds in the world of money and business. So you can learn about investing, entrepreneurship, and building wealth.
1:44.0	The best part, I'm dishing up all this knowledge with a sassy, side of the world. so you can learn about investing, entrepreneurship, and building wealth.
1:48.8	The best part, I'm dishing up all this knowledge with a sassy side of sason.
1:53.6	So if you're ready to be Poderosa with your dinero, you've come to the right place.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Jannese Torres, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Jannese Torres and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.