Hello, good morning and welcome back to Morning Ray.

I'm your host, Lan or Alana.

This week's episode is all about financials and budgeting, specifically in your 20s and

more so targeted towards if maybe you are looking to move out on your own or you've

recently moved out or maybe you've lived out on your own for a while and you need some assistance

in managing your financials and your budgeting, etc. I would like to preface. I am not a financial advisor. I feel like that's

not that shocking. I personally don't like to follow a strict budget as I find that makes me feel

really restrictive with money and have a negative mindset with money. And I really like to keep a

positive relationship with money. I love to think in abundance.

I'm really a firm believer of what I spend will come back to me. The money will flow back to me.

It will flow to me. I attract money. Like I very much practice those money mantras. And I've got into the point where I know approximately how much I feel

comfortable spending each month outside of my rent and utilities so I don't feel the need to

have a very specific to a tea. This is what I'm spending on dining out. This is what I'm spending

on clothes, activities, etc. each month. That works great for some people. For me, it just

fosters a negative and restrictive relationship with money. And that stresses me out and doesn't

make me feel great. So I personally don't do that. If you're looking for that, this is not the

episode for you. I do have a previous episode from probably like two years ago now where we talk a bit more about

like having a more structured budget and I'll link that in the show notes for you guys

and there's a template there but this is personally going to be what I do and a lot of things

that I did at the start of moving out to really just be cautious on when I was

spending but maintain a very much healthy relationship with money and continue to foster that

mindset.

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