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An Arm and a Leg

How to avoid the crappiest health insurance.

An Arm and a Leg

An Arm and a Leg

Documentary, Health & Fitness, Medicine, Society & Culture

4.81.1K Ratings

🗓️ 24 November 2021

⏱️ 25 minutes

🧾️ Download transcript

Summary

One journalist almost got roped into a scam. Plus, top health insurance nerds teach us how to find and read the fine print.

Transcript

Click on a timestamp to play from that location

0:00.0

Hey there, Mietra Caboli is an audio producer and she has won awards for her journalism,

0:05.5

so she is skeptical for a living.

0:08.9

Just recently, she started looking for health insurance after a few years on an employer's

0:12.4

plan.

0:13.4

For the first time in a while, she logged into healthcare.gov.

0:16.0

And it's been really difficult.

0:18.9

I forgot what this is like.

0:20.9

And she thought she'd see if she could get a direct quote somewhere else.

0:24.0

I already have Sigma and so I thought I was on Sigma's website.

0:28.7

You know, I was like putting information to get a quote and I had to put in like my phone

0:32.5

number and the next thing I know I'm getting a phone call.

0:35.9

Just one?

0:36.9

Well actually, my phone's been re-off the hook for several days now.

0:40.3

But this first call, she took it.

0:42.3

The person on the other end was offering her a really good plan.

0:45.2

Actually, maybe a little too good to be true.

0:47.9

That was like red flag number one where I was like, no fucking way.

0:53.3

Except in the moment, remember, she basically thought she was getting a call from Sigma.

0:58.0

You let that question just sit for a while and she listened to the pitch.

1:01.6

It was basically something like $300 a month, which is less than half of what I'm paying

1:07.2

right now.

1:08.2

No deductible, unheard of.

...

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