Once you've kind of gotten the groove of budgeting, you get to start incorporating a few

more of your wants into your monthly plan rather than just needs.

And this brings us to the number one must have in the cruise family budget.

Hey you guys, welcome to this episode of The Rachel Crew Show Podcast.

I'm so glad that you're here.

So in this episode, we're going to talk about the crazy car markets and some other mind-shifting

topics you don't want to miss it.

So I'm going to go over what line item I always keep in my budget and why I recommend

you do to.

Then I'll talk about my top takeaways from one of the most popular money books today.

But first, let's talk about the car industry.

Is it really the worst time to buy a car?

Let's talk about it.

Today we're talking about if now is the best or worst time to buy a new car.

I saw a Fox Business article recently that says there are only three cars that you can

buy new for under $20,000.

That's a lot of money, especially for a low-end car on the low end of the spectrum.

Now at Ramsey, we believe in buying used cars because a new car instantly loses value

when you drive it off the lot and continues to depreciate and value.

And paying for a vehicle in cash, it's the way to go.

So whether you're buying new or used, now we will say you can buy a new car if you have

a million dollar net worth, but everyone else used is the smartest way to buy a car.

...