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The Rachel Cruze Show

Budget Better, Buy Smarter, and Boost Your Savings

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.83.6K Ratings

🗓️ 17 July 2023

⏱️ 28 minutes

🧾️ Download transcript

Summary

Your biggest wealth-building tool is your income, and a great way to increase your wealth is to spend (and save) wisely. In this episode, you’ll get some tips and tricks you can start using today to help you win with money. I’m sharing how I would budget $12,000 a month, the things you should stop buying, and eight easy ways to increase your savings.   What you get in this episode:  ·      How I Would Budget $12,000 a Month ·      Things Minimalists Never Buy ·      8 Easy Ways to Increase Your Savings   Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Just being in the habit of slowly bumping up your savings is going to give you some cash.

0:11.3

No matter where you are on your money journey, because let's be real, we could all use some

0:15.9

fresh ideas when it comes to building more margin in our budget.

0:20.0

Hey guys, welcome to this episode of The Rachel Crew Show Podcast.

0:24.7

I'm so glad that you're here.

0:26.8

So in this episode, we're going to talk about how to budget better, buy smarter and boost

0:31.1

your savings.

0:32.8

Then I'll go over eight ways to increase your savings.

0:35.8

And I'm going to go over a budget also that was submitted to me last month and talk

0:39.7

through what I might do differently and what I am loving that they're currently doing.

0:44.7

But first, let's talk about some things minimalists never buy and why maybe we should think

0:50.2

about not buying them as well.

0:52.0

So take a listen.

0:53.7

Today, I'm looking at one of your budgets.

0:56.9

So I led a class called Financial Peace University, which is our nine week money course.

1:02.1

And I did this a few weeks ago.

1:04.0

And I asked my whole group, which was a few hundred people, if they were willing to share their

1:08.6

monthly budget with me.

1:09.8

So I could like use it on my show and I'm packing and talk about budgeting.

1:14.2

And you guys, I have so many volunteers, so many people were like, yes, do mine, do mine,

1:18.1

do mine.

1:19.1

And last month, I did this for a listener and explained step by step what I would do with

...

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