This is whole formula. They make it sound wonderful. And when you listen to it, you're like,

wow, okay, I can do that. I can do that. But what happens is you're stuck in a cycle of

debt. When you owe someone something, your body says that you are not safe.

Hey guys, welcome to this episode of the Rachel Crucio podcast. I'm so glad that you are

here. So in this episode, we're going to talk about what being good with money actually

means. I'll go over what I am loving and learning right now. And I'll tell you nine things that

I think are a waste of money and I simply will not pay for. Then you'll hear a conversation

I had with my friend and Ramsey personality, George Campbell. We talk about which loyalty

programs are worth it and which ones aren't. But first, let's talk about what people think

being good with money means and what it actually means. Take a listen. All right, there's

a pretty toxic money culture out there that is full of lies on what it means to be good

with money. So people are giving all kinds of money advice and tips up there and what

it's like, Hey, this is wise. You should be doing this. But in reality, these lies will

get you in a lot of trouble. So I want you to know the truth. I want you again, to be

able to handle your money where you are controlling it versus it controlling you. So let's go over

what some of these people are saying, being good with money is. So the first one is good

with money. You should use debt and live beyond your means to motivate yourself. This

one always shocks me. But this is a thing. People really recommend that you live a lifestyle

or the lifestyle that you want. And then it's going to cause you to work harder to be able

to afford it. So Steve Harvey, sweet Steve Harvey, I've heard him say this before I watched

the video and he was like, you should always fly first class because once you fly first

class, you can never go back to coach. And it's going to really make you work hard to

...