We like having stuff. It's just the appropriate amount of stuff. The things that enhance our lives,

augment our lives, add value to our lives. The problem is we have so many things. It gets in the way

of the things we'll actually bring us to. Hey guys, welcome to this episode of The Rachel

Creishoke Podcast. I am so glad that you're here. So in this episode, we're going to talk about

the best and worst money habits. I'll talk about some things that I am loving and learning right

now. You'll also hear a conversation I had with the minimalists, Joshua and Ryan, and we're going

to talk about five signs. You're a hoarder and how it's costing you money. Okay, when you hear the

word hoarder, you're probably thinking about that crazy TLC show. But there are a few things that

actually may shock you. So you do not want to miss this conversation. But first, let's talk about

what it takes to become a successful millionaire. These are small habits that can change it all.

Not to mention anyone can do it. So let's dive in. All right, I hear a lot of people say things like,

well, there's just no way I can be wealthy. There's no way I can become a millionaire. Listen,

I'm a teacher or I'm a police officer like there's just no way. And it's interesting because very

few Americans today truly believe that they have what it takes to become wealthy. But today,

I'm going to show you why that's totally false. And then I'll give you some tips for how you can

successfully become a millionaire. So our company, Ramsey Solutions, did the largest survey of

millionaires ever with over 10,000 people that participated in the survey who have a net worth

of a million dollars. And here's what's so fascinating. The top five careers for millionaires in

that study were engineer, accountant, teacher, someone in business management or a management role,

and at a turning. It's fascinating. It's not like, oh, some big successful, you know, celebrity or,

you know, fill in the blank. The average person out in America, those were the top five careers

of them having a net worth of over a million dollars. And also what was found is that 79% of

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