With record levels of dry powder available for investment, find out what's in store for private markets in 2025 and beyond.

Listen to crafting capital in partnership with UBS at partners.wS.J.com slash UBS, Spotify and Apple Podcasts.

Here's your money briefing for Wednesday, February 12th.

I'm Mariana Aspuru for the Wall Street Journal.

Sierra Bile wanted a college degree from her dream school without the $350,000 price tag.

My parents had gone to college.

They were not financially savvy.

Like, I grew up poor.

And so my confidence that I could pay for NYU had nothing to do with the resources around me.

Like, it was like driven by this desire to go to my dream school. Even if that meant I had to stay up until the 1159 deadline and like turn in that scholarship that I just found out about two days ago. Her journey to go to

school without taking on student loans tells a bigger story of the growing gap between college

dicker prices and what attendees actually pay.

We'll hear from Wall Street Journal, Personal Finance Reporter Oyen-Adadoian,

about how students and families are finding ways to cut the cost of college education,

and how Sierra did it. That's after the break.

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To get her college degree without paying hundreds of thousands of dollars,

...