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Here's your money briefing for Tuesday, February 11th. I'm Adriana Aspuru for the Wall Street Journal.

For the first time, half of private sector workers are now saving in 401K retirement accounts.

It was very common for people not to participate, even when they had access to these plans.

And then along comes government policymakers with these sort of behavioral finance nudges, which

involve the company basically enrolling you.

We'll talk with Wall Street Journal reporter Ann Turgesson about future incentives that

could spur millions of workers to save more.

After the break.

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Decades after they replaced traditional pensions, more workers are participating in 401K retirement plans.

Wall Street Journal Retirement Reporter and Turgason joins me.

And has this tipping point been a goal for a while? I don't know that

policymakers are specifically targeting 50% participation of private sector workers in 401ks.

...