Brought to you by the Every Dollar app. Start budgeting for free today. Hi, good afternoon, guys.

Hey, I really, it's such a pleasure to be able to speak with someone and get some advice.

You got it. Well, it's an honor to talk to you today. Thanks for calling. What's up?

Oh, thank you. I'm calling to get some advice on retirement, please.

I'm 66.

My husband, 67, and he's an automotive service director.

So we do okay, but as you know, California is so expensive.

We bought a home and it appreciated and value, luckily, so we have a little bit of equity, but we still owe $300,000 on it.

And we didn't buy it at a high price. You know, the thing is, we're still paying it off. He's working. I teach school. I'm not working right now, you know, the thing is, um, we're still paying it off.

He's working.

I teach school.

I'm not working right now, but I, I thought maybe it would be a good idea to move out of state and, you know, get somewhere less.

And I could work, you know, as a teacher, maybe I'm older, so it's hard to get a position.

I already had an offer in, um, Texas. I'm older, so it's hard to get a position. I already had an offer in Texas.

I'm certified there for fourth grade.

I turned it down because we were here.

And I don't know.

He just refuses to think about retirement.

We have no savings.

He's thinking he's going to get Social Security, keep working, put that money into the house payment.

I said, well, what are you going to live on?

You know, I thought maybe we could start a little business.

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