This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Dr. John Deloney.

All right, Pargati is with us in Jacksonville, Florida.

Did I say that right, Pargati?

It's Peggagogy. How are you doing? I knew I was going to mess it up. I'm great. I'm sorry I messed up

your name. How can I help? So, yeah, I'm a college student. I've been working, doing an engineering

internship since January. So I have some safe money, and I'm going back to school in three weeks. So I have about

$10,000, but I'll probably won't need it until I graduate, which is in December of 22.

I was wondering if I should invest it, should I split it up and invest 50% and put some in savings,

or what should I do with it?

I'd leave it all in savings and not touch a dime of it and pay cash for everything to

you get out of school.

This is your insurance policy that you graduate and graduate with no debt.

Okay.

Because the chances of a tire blowing of you getting a job interview, but you've got to fly yourself

there on a week's notice or these expenses are going to pop up in your last year.

Keep that money in account.

Don't spend it.

And you will be set up to win.

We're spending it on you and you completing this education and you transitioning into the new job.

That is a better investment than an investment.

I see. Do you suggest, I still have about $6,000 in my savings account. Do you suggest

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