4.6 • 682 Ratings
🗓️ 13 September 2024
⏱️ 9 minutes
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0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. Hi there. I was calling to see about |
0:08.5 | some advice on how to talk with my wife's about saving more than spending. My wife's a spender. I'm a |
0:14.2 | saver. We're aligned on our goals, but she just spends a lot of things here and there. And so |
0:20.5 | just some advice on that. |
0:21.9 | Was there like a spit shake on, |
0:23.4 | hey, here's how much we're going to spend, |
0:24.6 | here's what the budget says, stick to it? |
0:27.9 | Yeah, we've budgeted out a lot of different things. |
0:30.8 | We even have a split to where we have our own fund money, |
0:33.1 | where it's like $100 a month that we can spend it on whatever we'd like but um there's a lot |
0:39.2 | of gifts and celebrations and things like that that my wife wants to make sure we're showing love |
0:43.7 | to our friends and family um and then just things add up very quickly um and then things are gone |
0:50.4 | is this a communication challenge or is your wife being spiteful? |
0:57.9 | Because there's two different ways to approach this. |
1:01.1 | I don't think it's, I don't think it's either. |
1:04.0 | My wife and I communicate very, very well and frequently about it. |
1:08.4 | And I don't think she's being very spiteful at all. |
1:10.4 | She agrees that we need to be saving, and we want the things we want, where a house |
1:17.1 | and being able to retire as both of our families aren't in that basket at all and don't |
1:22.7 | have a retirement even in their 50s and 60s. |
1:26.1 | And we don't want to do that, but she just kind of forgets about the |
1:31.0 | things and it doesn't think about the $20 here or $20 there or $100 here and it just kind of adds up. |
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