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The Ramsey Show Highlights

How Do I Get My Wife To Spend Less

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 13 September 2024

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today. Hi there. I was calling to see about

0:08.5

some advice on how to talk with my wife's about saving more than spending. My wife's a spender. I'm a

0:14.2

saver. We're aligned on our goals, but she just spends a lot of things here and there. And so

0:20.5

just some advice on that.

0:21.9

Was there like a spit shake on,

0:23.4

hey, here's how much we're going to spend,

0:24.6

here's what the budget says, stick to it?

0:27.9

Yeah, we've budgeted out a lot of different things.

0:30.8

We even have a split to where we have our own fund money,

0:33.1

where it's like $100 a month that we can spend it on whatever we'd like but um there's a lot

0:39.2

of gifts and celebrations and things like that that my wife wants to make sure we're showing love

0:43.7

to our friends and family um and then just things add up very quickly um and then things are gone

0:50.4

is this a communication challenge or is your wife being spiteful?

0:57.9

Because there's two different ways to approach this.

1:01.1

I don't think it's, I don't think it's either.

1:04.0

My wife and I communicate very, very well and frequently about it.

1:08.4

And I don't think she's being very spiteful at all.

1:10.4

She agrees that we need to be saving, and we want the things we want, where a house

1:17.1

and being able to retire as both of our families aren't in that basket at all and don't

1:22.7

have a retirement even in their 50s and 60s.

1:26.1

And we don't want to do that, but she just kind of forgets about the

1:31.0

things and it doesn't think about the $20 here or $20 there or $100 here and it just kind of adds up.

...

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