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So I'm looking to purchase a McLaren 600 L.T. Spider. The car is $2003.

Well, that's just a couple hundred grand. Good for you.

Thank you. Thank you. But it's probably going to be the biggest purchase of my life next to the house that I live in.

Can I tell you something hilarious? I'm currently negotiating with James Childs over like a 98 forerunner.

Like literally, he just stuck his head in to talk about it. So go ahead with your McLaren purchase, Tyler.

So really, I mean, I'm just looking for some professional advice here on the purchase

because obviously it's a pretty happy price tag. I think I'm in a good financial position

to afford the car. What's a cost? I wanted to turn to some experts. The cost is 223,000. Wow. Wow. I just don't even

know how to act. Okay, cool. I'm going to act really nonchalant. Cool. Okay, cool. Um, what's your net worth?

It's around 1.4 million right now. Nice. Okay. Looking good. Um, let's find out, are you paying cash for the car?

I can, but I know that there's also benefits with a leasing structure. I own a small tech company.

So I also am earning about 5.3% right now on my high-eield interest savings account.

So, you know, if I should leave some money in there or if I should pay cash for the car.

I mean, if you're calling us, the only way I would get this car is if you paid cash for it

because you can afford it and it's done and done.

I'm assuming that you don't have any other debt laying around that would change my mind here.

I've got $15,000 on another auto loan, but that's locked in at 3.5 right now.

And since my savings account is earning more than that, did you say you have a $15,000 loan laying around? I do. Why?

You could be totally free. I could be totally free. And I know that that's what you're big on.

The big reason why I'm not is because it's locked in at 3.5.

But it'd be locked in at zero.

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