How a 28 Year Old Woman Scammed JPMorgan for $175 Million | The Charlie Javice Story - 1264
The Chalene Show | Diet, Fitness & Life Balance
Chalene Johnson
4.8 • 7.3K Ratings
🗓️ 16 January 2026
⏱️ 59 minutes
🧾️ Download transcript
Summary
Charlie Javice was the startup world's new golden girl until a single email exposed everything. What began as a story about ambition, innovation, and a $175 million payday unraveled into one of the most unbelievable legal showdowns in tech. This isn't just about fraud it's about pretty privilege, hype, identity, and what happens when a Fortune 500 company gets lazy when the smart, pretty, believable, equity-driven Gen Z girl walks in the room. JP Morgan could have avoided a multi-million dollar error had they sent just one email.
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Transcript
Click on a timestamp to play from that location
| 0:00.0 | I have got such a good story time for you today. Every once in a while, I get on these little |
| 0:06.6 | tangents where I have to do a deep dive into something that I knew nothing about one hour prior. |
| 0:14.3 | And this is a perfect example. This is the story of Charlie Javis. And I'm shocked that I didn't hear about this when it all went down |
| 0:23.5 | originally. And maybe you didn't hear about it either. And even if you did, I guarantee I'm going to |
| 0:28.8 | share with you some juicy details you've never heard before. This is a story of a young woman |
| 0:34.4 | who started a company while she was in college, and then she moved on to start |
| 0:40.0 | a fintech company, meaning financial technology, and she convinced J.P. Morgan to buy her company |
| 0:48.7 | for $175 million. |
| 0:53.8 | Only before everything unraveled in this crazy spectacular fashion, which |
| 0:59.6 | it's just shocking to me how she pulled the wool over everybody's. It's shocking to me |
| 1:04.8 | how people just assumed that what she was saying was true. I've sold companies before. I know what goes into the |
| 1:13.1 | due diligence and how none of that happened with J.P. Morgan is shocking to me. This is a story |
| 1:20.3 | about startup hype, fake numbers, fake emails, pretty privilege, and what happens when the smartest girl in the room finally gets |
| 1:31.7 | questioned? |
| 1:33.2 | All right. |
| 1:34.1 | Are you ready? |
| 1:35.2 | The story of Charlie Javis. |
| 1:37.8 | All right. |
| 1:38.4 | So this isn't a deep dive. |
| 1:40.6 | It's what we are affectionally going to call a shallow dive. |
| 1:44.1 | Is that what you guys |
| 1:44.6 | suggest that we call it? I can't remember. Shallow dive? It's just going to be a singular episode. |
... |
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