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Welcome to her money so this is a little something different for us.

This is something that we think we're going to call her money headlines.

And here's the deal when there is a piece of news that we feel very strongly you either need to know about or to react to. We're going to try to jump on it and bring you the information in real time, which means getting it out there potentially before the next episode that we were planning to release.

And today, as probably comes to very little surprise to most of you, we are going to be talking about the

Equifax breach. So here's the background for those of you who don't know it.

Last Thursday, September 7th, Equifax, which is one of the country's three

primary credit reporting agencies.

The other two are TransUnion and Experian.

Equifax revealed that hackers had gained access to sensitive information for up to

143 million with an M US adults and that

include Social Security numbers, driver's license numbers and more.

And when this sort of personal information is stolen, the risk

is that an identity thief will use it to apply for credit, a mortgage, a job, a tax refund in your name. This is different. It is far worse than a fraudster just getting a hold of your credit card number or your debit card number in and making a purchase or two.

In that case, you shut it down, you get a new credit card, you get a new debit card, and the

credit card companies and the banks which have these zero liability policies in place absorb the loss.

But full-blown identity theft, it can be hugely expensive and hugely time consuming to deal with

Which is why we went straight to the source on the, we've got Frank Abagnale.

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